Like all states, North Carolina has adopted a workers’ compensation system designed to cover the cost of workplace injuries. These benefits are available whether or not you were at fault, but there are some pitfalls during the claims process you should be aware of.
At Olive, Sanchez & Associates, we are ready to help you manage your claim or even deal with a denial. Reach out to a Charlotte workers’ compensation lawyer today to learn more.
Common Workplace Injuries
Workplace injuries can occur in almost any job setting, from office buildings to construction sites. Some of the most common injuries include:
- Back injuries
- Repetitive stress injuries
- Burns
- Cuts and lacerations
- Traumatic brain injuries
- Workplace illnesses
Prompt medical attention and early reporting of the injury are key to a successful claim. Even if your claim is denied, our attorneys are ready to maximize your compensation.
Types of Benefits
There are different types of benefits available in a successful workers’ compensation claim. They include the following:
Medical Benefits
Medical benefits cover all necessary treatment related to the injury, including doctor visits, surgeries, rehabilitation, and prescription medications. In most cases, your employer or their insurance company will direct you to an approved healthcare provider. You may need approval to see another doctor or get a second opinion.
Wage Replacement Benefits
If your injury prevents you from working for more than seven days, you may qualify for wage replacement benefits. These typically amount to two-thirds of your average weekly wage, up to a maximum set by the state. Temporary total disability, temporary partial disability, and permanent disability benefits may apply depending on your condition.
Vocational Rehabilitation
If you can no longer return to your previous job, vocational rehabilitation services may be available. This includes job retraining, education, and job placement assistance to help you find suitable employment.
Death Benefits
If a work-related injury results in death, surviving family members may receive death benefits. This compensation can include funeral expenses and partial wage replacement for dependents.
Appealing a Denied Claim
If your workers’ compensation claim is denied, you have the right to appeal the decision. The first step typically involves filing a request for a hearing with the North Carolina Industrial Commission. At the hearing, both sides can present evidence and testimony. It is important to gather medical records, witness statements, and other supporting documentation to strengthen your case. If the decision is still unfavorable, you may continue the appeal to higher levels, including full commission review and possibly the state court system.
Navigating an appeal can be complex, especially while you are recovering from an injury. A workers’ compensation attorney can help you understand the process and build a compelling case for the benefits you deserve.
Talk to a Workers’ Compensation Lawyer Today
If you have been hurt on the job, the team at Olive, Sanchez & Associates is here to help. Contact our Charlotte workers’ compensation lawyers today for a free case evaluation.